Compliance Training
Prove compliance in the conversation, not just the LMS
A completed training module proves attendance. It doesn't prove a rep can deliver the required disclosures correctly when a client is pushing to move fast. Simmie lets your team practice regulatory standards against realistic AI clients, scores their adherence, and captures an auditable record of every attempt.
Completion is not compliance
In regulated sales, the risk isn't whether reps finished the course. It's whether they say the right thing when it counts - and traditional training can't prove that.
A completion checkbox isn't proof
Most compliance training ends with a finished module and an e-signature. It proves someone clicked through the content - not that they can actually deliver the required disclosure correctly when a client is in front of them.
The risk lives in the live conversation
Regulators don't audit your LMS completion rate. They look at what was actually said to the customer. The gap between 'passed the quiz' and 'said it right on the call' is exactly where violations, fines, and remediation live.
Practice disclosures, score adherence, keep the record
Simmie turns your compliance requirements into realistic practice - and turns every practice attempt into defensible evidence.
Practice the required disclosures
Reps rehearse the exact language and steps a regulated conversation demands - suitability, risk disclosures, fee transparency, replacement warnings - out loud, against a realistic AI client, until it's second nature.
Scored against your standard
Every simulation is measured against a rubric you define from your compliance policy. Miss a mandatory disclosure or misstate a risk and the score reflects it - so 'compliant' means the same thing for every rep, every time.
Auditable records for every attempt
Each attempt is captured with a transcript, timestamp, score, and the specific standards met or missed - creating a defensible, exportable trail you can hand to auditors, regulators, or your own risk team.
Repeat until it's reliable
Compliance isn't a once-a-year event. Short, repeatable drills keep required behaviors sharp as products, regulations, and disclosure requirements change - so adherence stays current, not stale.
What it looks like in regulated industries
You define the required disclosures from your own compliance policy. Simmie builds the scenario, plays a realistic client, and scores whether every mandatory step was actually performed.
Wealth Management
An advisor recommends a portfolio shift to a client approaching retirement. Simmie's AI client probes on fees and pushes for a quick decision.
Rep must demonstrate
- State suitability basis for the recommendation
- Disclose all fees and conflicts of interest clearly
- Confirm the client's risk tolerance and time horizon
- Avoid guaranteeing returns or overstating performance
Insurance
A producer presents a life policy replacement to an existing customer. The AI client is eager to switch and skips past the details.
Rep must demonstrate
- Deliver the required replacement disclosure
- Explain surrender charges and new contestability periods
- Confirm the policy suits the customer's stated needs
- Document the customer's acknowledgment of the risks
Auditable records
Evidence you can hand to an auditor
The value of compliance training isn't just the practice - it's the proof. Every attempt becomes a record you can defend.
A defensible paper trail
Every attempt is logged with transcript, score, and standards met - so you can prove a rep demonstrated the required behavior, not just that they attended a session.
Evidence of ongoing adherence
Because drills repeat, you hold a continuous record of competency over time - the kind of proactive, documented diligence auditors and regulators expect to see.
Exportable for audits and reviews
Pull the records for a specific rep, team, or disclosure requirement and hand them to your risk, legal, or compliance function - or to an examiner - without reconstructing anything.
Simmie is a practice-and-evidence layer, not a legal authority. You define the required disclosures and standards from your compliance policy; Simmie lets reps rehearse them, scores adherence, and produces the auditable trail. Your compliance and legal teams stay the source of truth.
Deploy compliance training at scale with Simmie
Regulatory standards apply to every rep - so your training has to reach every rep consistently. Simmie is built to roll it out across the whole org and keep the records in one place.
Build once from policy
Turn your disclosure requirements and standards into a scenario and rubric once, then assign it across teams, regions, and product lines.
Consistent, defensible scoring
The same rubric applies to everyone, so adherence data is comparable across the org and safe to report to risk and compliance leaders.
Records that roll up centrally
Every attempt is captured and aggregated, giving you a single, current view of who is demonstrably adherent and where remediation is needed.
Frequently asked questions
What is compliance training with simulations?
It's a way of proving reps can meet regulatory standards in real conversations - not just that they completed a course. Reps practice the required disclosures and adherence steps against a realistic AI client, and every attempt is scored against your compliance rubric and captured as an auditable record.
How does this create auditable records?
Every simulation attempt is stored with a full transcript, timestamp, the score, and the specific standards the rep met or missed. That produces a defensible, exportable trail showing not only that training happened, but that the rep actually demonstrated the required behavior - the evidence auditors and regulators look for.
Can you give a wealth management example?
Yes. An advisor practices recommending a portfolio change to a near-retirement client. The AI client pushes on fees and wants to move fast. To pass, the advisor must state the suitability basis, disclose all fees and conflicts, confirm risk tolerance and time horizon, and avoid guaranteeing returns. Miss a required disclosure and the score - and the record - reflects it.
Can you give an insurance example?
A producer practices a life insurance policy replacement. The AI customer is eager to switch and skips the details. To pass, the producer must deliver the required replacement disclosure, explain surrender charges and contestability, confirm suitability, and document the customer's acknowledgment - exactly the steps a regulator would expect to see performed.
Does this replace our compliance policy or legal review?
No. Simmie is a practice-and-evidence layer, not a legal authority. You define the required disclosures and standards from your own compliance policy and legal guidance; Simmie lets reps rehearse against those standards, scores their adherence, and produces the auditable records. Your compliance and legal teams remain the source of truth.
Can we deploy compliance training across the whole org?
Yes. Build a scenario and rubric once from your policy, then assign it across teams, regions, and product lines with consistent scoring for every rep. Records roll up centrally, so risk and compliance leaders get a single, current view of who is demonstrably adherent and where the gaps are.
Turn compliance from a checkbox into provable competency
Give your regulated teams a safe place to practice required disclosures until they're second nature - and give your risk and compliance leaders the auditable evidence to prove it. Simmie helps you deploy it at scale.